This calculator works out the repayment amount/ period/ borrowing cost/ total interest and fee to help you consider your affordability and compare different loan products. It also presents an overview of all your personal debts and tips to help you manage debt effectively.
Please select -
Taking out a new loan
Or
Managing existing debts

*This calculator covers four types of common loan products, namely personal instalment loan, revolving loan, credit card cash instalment and credit card cash advance. But it will not be suitable for calculating mortgage and student loan which have specific calculation assumptions.

Taking out a new loan -
Add / compare with another loan
The results are for reference only. Calculation method may different from other financial institutions. APR is calculated in accordance with the method specified by the Hong Kong Association of Banks. It includes the interest and other applicable fees and charges of a loan.
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Taking out a new loan -
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Managing Existing Debts -
Input another debt
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Managing Existing Debts -
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